phillips & hunt Why Hire a Florida Insurance Dispute Attorney and Bad Faith Lawyer?
John has established an outstanding record of success and specializes in personal injury and accident recovery. Much of that success is due to the values that drive our firm: integrity, dedication and excellence. John and his staff has extensive trial experience as a personal injury lawyer, including handling bad faith claims and insurance disputes.
You insurance policy is a contract that requires your insurance company to act in “good faith” toward you in the event of an incident. By unreasonably denying your claim, an insurance company is acting in bad faith.
Several examples of bad faith include:
- Failing to promptly and thoroughly investigate a claim
- Unreasonably delaying payment
- Unreasonably denying benefits
- Using unreasonable interpretations to translate policy language
- Refusing to settle the case or reimburse you for your entire loss
Insurance carriers try to negotiate every dollar they can, because every $100 means millions in the end to the Board of Directors.
phillips & hunt Results
$495+ Million Verdict
Phillips obtained one of the largest verdicts in American history of over $495+ Million dollars in the shooting death of Kalil McCoy. Her killer was also convicted in the criminal courts.Details
Jordan Davis: Wrongful Death
Represented the family of Jordan Davis and assisted with criminal prosecution of Jordan's killer, handled media relations of internationally reported case and obtained confidential maximum available civil settlement.Details
Confidential settlement of over 120 cases against a pediatric dentist who was also prosecuted. We also assisted with shutting his dental practice down. He no longer practices dentistry and was arrested.Details
We received a record $2.6 Million Jury Verdict against Volusia County. It was one of the highest ever against Volusia County. Our trial was televised on Good Morning America and reported nationally.Details
RSD / CRPS Verdict
Obtained jury verdict in Jacksonville, Florida of over $900,000 and added attorneys fees of over $250,000 on a case State Farm only offered approximately $30,000 for years.Details
$1.1 Million Verdict Against Coca-Cola
We obtained an over $1 million jury verdict against Coca-Cola in moderate impact soft tissue damages case in Gainesville, Florida. Coca-Cola failed to even offer medical bills before trial.Details
Brain Injury Medical Malpractice
Phillips obtained a confidential settlement against a chiropractor who provided prescription pain medication to a boxer in advance of an Olympic qualifying fight. She sustained a brain injury due to secondary impact syndrome.Details
$1 Million Settlement
Client's child was tragically run over and killed by a motor vehicle in her driveway. Phillips and his team settled the case for over $1 Million without the need of filing a lawsuit.Details
Over $1 Million Settlement
Cliente recibió más de $ 1 millón en accidente automovilístico. También ayudamos a clientes que hablan español. We handle cases in English, Spanish and Creole.Details
top rated Attorney We are on your side
Even in soft tissue injuries, those tissues stretch and scar, or cause corresponding pressure on nerves in the spinal cord, leaving behind permanent problems for some. I have had clients need surgeries years later because of a bulging disk and have their entire world collapse for what seemed inconsequential at the time. Insurance companies want you to settle as soon as possible and treat as little as possible. Attorneys matter. They change their game plan when a lawyer is involved.
Personal injury law requires knowledge about medical science and biomechanics (the forces on a body in a wreck), far greater and more specific than you’d think. Insurance Carriers like State Farm and GEICO have doctors and millions of dollars on their side to say nothing is wrong or fight the claim.
If the negligence of another party can be proved, the injured party may be entitled to monetary compensation from the party at fault. And oftentimes, insurance covers the loss.
You may be able to recover:
- Property Damages
- Diminution of Value of Property
- Past Medical Expenses
- Future Medical Expenses
- Money Spent on Care and Treatment
- Money Lost because of Injury
- Compensation for Pain
- Compensation for Disability
- Compensation for Loss of Capacity for Enjoyment of Life
- Compensation for Physical Impairment and Loss of Use
- Compensation for Scarring or Disfigurement
- Loss of Earnings / Wage Loss
- Loss of Capacity to Earn
- Damages to Spouse
- Damages to Children
- And More.
phillips & hunt Tips in Case You Have Been in an Accident:
Get to a doctor and document your injuries. Not only does being proactive help your health, but insurance carriers and their lawyers always look to use evidence against you- how long you took to get to a doctor, what you complained about or didn’t complain about and they will comb through your records in painful detail. Go to the doctor, be honest and detailed.
Fill out any available accident reports and police reports. Ask for a copy. Then, call your insurance carrier and make a claim. Be careful what you say. All too often, injury victims will say they are “fine” or “not that bad” or otherwise be polite and that will haunt then if their injuries take a turn for the worse. The ER will only really tell you if you have broken bones or major issues, but go and be honest. Hospital emergency rooms tend to leave the bulging discs, herniated discs, shoulder tears and the like to later treating doctors.
Many of our clients are hurting, struggling and hoping they get better, but aren’t. You get one shot at recovery. Lawyers must make sure the insurance companies are acting fairly. John worked for eight years defending these claims for these companies and big businesses and could write a book about ways they use your desire to be fair and reasonable against you. He now solely works for injury victims like you.
While all lawyers are allowed to advertise and anyone can basically handle a personal injury case, only Board Certified Civil Trial Lawyers are allowed to identify themselves as an “expert” or as “specialist” in this area. Certification is the highest level of recognition by The Florida Bar of the competency and experience of attorneys in the area by the Supreme Court of Florida. It also means the lawyer is known for trials- pushing beyond low offers by defendants, passed a peer review and passed a tough exam. Most cases do not get that far, but it is good to have a lawyer with all of the tools in their arsenal.
Insurance carriers try to negotiate every dollar they can, because every $100 means millions in the end to their Board of Directors. Attorneys matter. Defendants and their carriers change their game plan when an experienced lawyer is involved. For that reason – and the misinformation by TV lawyers and referral services- is why people should select lawyers carefully. Also, make sure it is the lawyer who shows up to meet with you and not a mere investigator. You are haring a lawyer and deserve their time. Also, ask for sample closing costs. Some lawyers charge for faxes, phone calls, scanning, postage, “in house courier” charges and even interest in these charges.
Because of the economy, more lawyers are jumping into personal injury and should stick to what they know. Personal injury law requires knowledge about medical science and biomechanics (the forces on a body in a wreck or a fall) far greater and more specific than you’d think. The other side has doctors and millions on their side to say nothing is wrong or fight the claim.
We invite you to review our verdicts, our accolades and awards and what clients have to say about us and give us a call for a free consultation where our lawyers will sit down with you personally. John represents clients in Florida, Georgia and Alabama with passion and compassion. He can be emailed at firstname.lastname@example.org or call us at (904) 444-4444.
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